HELB Student Portal
HELB is an abbreviation that stands for Higher Education Loans Board
The Higher Education Loans Board (HELB) is a statutory body established in July 1995 by an Act of Parliament ‘Higher Education Loans Board Act’ Cap 213A.It is a state corporation in the Ministry of Education.The Board is domiciled and operates within the republic of Kenya.
helb student portal
The Student Portal gives you instant access to a wealth of resources at HELB.Student Portal
How does HELB Students Portal work?
The system is very easy to use. When you register and login you will have access to everything from loan application to allocation and disbursement status. Who can use the portal? Any registered or existing students can have free and unlimited access to the portal.To Register you will need the following:-
- ID Number
- First Name as per your ID
Register Here>>HELB Account Creation
Do I require KRA pin certificate when applying for HELB Loan?
Yes, a KRA pin certificate is compulsory. Further, having a pin certificate requires you file tax returns annually to avoid penalties.HELB Loanee Obligations
All loanees are required to start repayment after a period of one year on completion of studies, or within such a period as the Board may decide to recall the loan whichever is the earlier (Section 15 HELB Act). Paying the higher education loans at an early age reduces an individual’s financial burden in midlife when one is bringing up a family, paying a mortgage as well as planning for retirement. Among other advantages of paying the loans include; reduction of the number of loans that an individual has hence avoid being blacklisted with the Credit Reference Bureau (CRB) hence one can easily get a bank loan.Therefore your obligation as a Loanee under the Act is to;
- Inform the Board of your contact addresses (section 15 (a) HELB Act),
- Begin repayment of your loan together with the interest accrued thereon (Section 15(b) HELB Act),
- Facilitate the deduction and remittance of the loan to the Board – (Section 15 (c) HELB Act).
HELB Loan Repayment Modes
To ease your repayment, the Board has developed several different modes of repayment that suits the loanees who are employed and self-employed such as check off system, mobile payment that include M-Pesa, Airtel among others.Employers Obligations
The Higher Education Loans Board Act, 1995 demands that employers adhere to the law as stipulated below:
- Disclose Loanees: Inform the Board that they have employed loanee(s). This should be done within three months from the date of employment. (Section 16(1) (a) of the HELB Act)
- Deduct from the wages or remuneration of the loanee(s) the amount of any loan as instructed by the Board (Section 16(i)(b) of the HELB Act)
- Discharge/remit the amount deducted from the loanee’s wages or remuneration.